Pet owners know the routine: a trip to the vet turns into a maze of bills, prescription forms, and follow-up calls. And even after the diagnosis, the real challenge often begins coordinating medication, waiting for insurance reimbursements, and watching the costs add up.
Recognizing these common pain points, Sam’s Club has introduced a new suite of pet care perks aimed at making the process simpler, cheaper, and far less frustrating for its millions of members.
Launched in partnership with Spot Pet Insurance, the program offers a first-of-its-kind in-club pharmacy experience for pets, along with exclusive discounts on customizable insurance plans all designed with convenience in mind.
No More Claim Forms, Just Straightforward Savings
What sets this new program apart from traditional pet insurance and pharmacy setups is its immediate, no-claims-needed access to medications.
Instead of filing reimbursement forms and waiting weeks for partial refunds, Sam’s Club members can now pick up many common pet prescriptions directly from the club’s pharmacy, just like they would for themselves. The cost? In many cases, significantly lower than retail, with over 110 pet medications priced at $80 or less, and more than 50 medications under $15.
Even better, some flea, tick, and heartworm preventatives for both cats and dogs are available at no out-of-pocket cost.
For busy pet parents, this shift means fewer steps, fewer surprises, and less time spent managing care behind the scenes.
On top of the pharmacy perks, Sam’s Club members also get up to 15% off Spot’s pet insurance plans, with an additional 10% discount for each added pet.
Spot is one of the top-rated pet insurance providers in the country, offering flexible coverage options that include accident, illness, hereditary conditions, behavioral issues, and even preventive care, depending on the plan.
By securing these discounts exclusively for Sam’s Club members, the retail giant is positioning itself as a one-stop shop not just for your household groceries but also for your pet’s well-being.
With over 70% of U.S. households owning a pet, the pet care market has seen a huge boom in recent years and so have the expenses. Veterinary bills, prescription meds, and long-term care can run into the thousands, especially for aging or chronically ill pets.
Yet despite these rising costs, pet insurance penetration in the U.S. remains low, with fewer than 5% of pets covered. That leaves most owners paying out of pocket, often without knowing more affordable options even exist.
A Natural Extension of Sam’s Club’s Healthcare Push
This move is part of a broader strategy by Sam’s Club and parent company Walmart to expand affordable health and wellness services, not just for humans but now for pets too.
The warehouse chain already offers discounted prescription programs, immunizations, and in-club wellness screenings for people and this pet care offering follows the same theme: lowering barriers, improving access, and reducing cost.
By giving members an easier, more direct way to care for their pets, Sam’s Club continues to reinforce its value beyond bulk buys and household essentials.
Whether you’ve got a new puppy, a senior cat, or a multi-pet household, this new benefit is designed to take real pressure off the pet care process both financially and logistically.
With affordable meds, built-in insurance discounts, and no more claims from headaches, Sam’s Club’s new pet program is a welcome relief for anyone who’s ever left the vet’s office overwhelmed.
And for many consumers, it’s just one more reason why a membership to Sam’s Club might be worth it especially if you’re shopping for your four-legged family members, too.
Shahriena Shukri is a journalist covering business and economic news in Malaysia, providing insights on market trends, corporate developments, and financial policies. More about Shahriena Shukri.
